📊 Live Rate Comparison

Compare FD Rates

Current Fixed Deposit rates across 40+ banks & NBFCs in India. Book directly — zero commission, zero referral fees.

⚠️ NBFC Deposits — Not DICGC Insured: Unlike bank FDs, NBFC fixed deposits are NOT covered under DICGC insurance (₹5 lakh protection). Assess the credit rating and financial health of the NBFC before investing.
🪪 KYC Required: All FD bookings require KYC verification at the bank or NBFC. Keep your Aadhaar, PAN, and address proof ready. Senior citizens must carry age proof for the additional rate benefit.
⏰ Rates last reviewed: October 2026  |  35 institutions listed
PSU Bank
Private Bank
Small Finance Bank
NBFC
Institution Type 1 Yr ⇅ 2 Yr ⇅ 3 Yr ⇅ 5 Yr ⇅ Senior Extra Min Deposit Book
State Bank of India (SBI)PSU Bank6.25%6.40%6.30%6.05%+0.50%₹1,000Book →
Punjab National Bank (PNB)PSU Bank6.25%6.30%6.30%6.35%+0.50%₹100Book →
Bank of BarodaPSU Bank6.25%6.25%6.25%6.30%+0.50%₹1,000Book →
Bank of IndiaPSU Bank6.25%6.30%6.25%6.00%+0.50%₹10,000Book →
Canara BankPSU Bank6.25%6.25%6.25%6.25%+0.50%₹1,000Book →
Union Bank of IndiaPSU Bank6.20%6.15%6.10%6.00%+0.50%₹1,000Book →
Indian BankPSU Bank6.10%6.15%6.05%6.00%+0.50%₹1,000Book →
Central Bank of IndiaPSU Bank6.10%6.25%6.00%6.00%+0.50%₹100Book →
HDFC BankPrivate Bank6.25%6.45%6.45%6.40%+0.50%₹5,000Book →
ICICI BankPrivate Bank6.25%6.30%6.45%6.50%+0.50%₹10,000Book →
Axis BankPrivate Bank6.25%6.50%6.50%6.50%+0.50%₹5,000Book →
Kotak Mahindra BankPrivate Bank6.35%6.65%6.40%6.25%+0.50%₹5,000Book →
IndusInd BankPrivate Bank6.75%6.90%7.00%6.65%+0.50%₹10,000Book →
Yes BankPrivate Bank6.65%7.00%7.00%6.75%+0.50%₹10,000Book →
IDFC FIRST BankPrivate Bank6.50%7.10%7.10%6.75%+0.25%₹10,000Book →
RBL BankPrivate Bank6.90%7.00%7.00%6.70%+0.50%₹1,000Book →
Federal BankPrivate Bank6.25%6.55%6.50%6.40%+0.50%₹1,000Book →
South Indian BankPrivate Bank6.25%5.85%6.20%5.70%+0.50%₹1,000Book →
Bandhan BankPrivate Bank7.00%7.45%7.25%5.85%+0.50%₹1,000Book →
Suryoday Small Finance BankSmall Finance Bank7.25%7.25%7.25%8.25%+0.15%₹1,000Book →
Unity Small Finance BankSmall Finance Bank7.50%6.75%6.75%6.75%+0.50%₹1,000Book →
Utkarsh Small Finance BankSmall Finance Bank6.00%7.50%7.50%7.00%+0.50%₹1,000Book →
AU Small Finance BankSmall Finance Bank6.35%7.00%7.40%6.75%+0.50%₹1,000Book →
Equitas Small Finance BankSmall Finance Bank7.10%7.00%7.10%7.00%+0.50%₹5,000Book →
Jana Small Finance BankSmall Finance Bank7.00%7.30%8.00%7.77%+0.23%₹1,000Book →
ESAF Small Finance BankSmall Finance Bank6.00%7.75%6.00%5.75%+0.50%₹1,000Book →
slice Small Finance Bank (formerly North East SFB)Small Finance Bank6.50%7.75%7.50%7.00%+0.00%₹1,000Book →
Ujjivan Small Finance BankSmall Finance Bank7.25%7.55%7.25%7.20%+0.50%₹1,000Book →
Bajaj FinanceNBFC6.60%6.85%7.40%7.40%+0.35%₹15,000Book →
Shriram FinanceNBFC6.85%7.10%7.50%7.50%+0.50%₹5,000Book →
Mahindra FinanceNBFC6.60%6.85%7.40%7.45%+0.25%₹5,000Book →
LIC Housing FinanceNBFC6.70%6.95%7.20%7.35%+0.25%₹20,000Book →
PNB Housing FinanceNBFC6.70%6.85%7.10%7.25%+0.25%₹10,000Book →
Sundaram FinanceNBFC6.70%7.00%7.25%—+0.50%₹10,000Book →
Muthoot Capital ServicesNBFC7.90%8.65%8.95%8.50%+0.25%₹1,000Book →
Notes: All rates are per annum (p.a.) for general depositors, for deposits of exactly 1, 2, 3 and 5 years. Special tenures (for example 444 or 555 days) can pay more. "Senior Extra" is the smallest additional rate the institution pays senior citizens across these four tenures; some tenures pay more. A dash (—) means the institution does not offer that tenure. NBFCs are not covered under DICGC insurance — assess accordingly. FDs in small finance banks up to ₹5 lakh are insured under DICGC.