Current Fixed Deposit rates across 40+ banks & NBFCs in India. Book directly — zero commission, zero referral fees.
⚠️ NBFC Deposits — Not DICGC Insured: Unlike bank FDs, NBFC fixed deposits are NOT covered under DICGC insurance (₹5 lakh protection). Assess the credit rating and financial health of the NBFC before investing.
🪪 KYC Required: All FD bookings require KYC verification at the bank or NBFC. Keep your Aadhaar, PAN, and address proof ready. Senior citizens must carry age proof for the additional rate benefit.
⏰ Rates last reviewed: June 2024 | 40institutions listed
PSU Bank
Private Bank
Small Finance Bank
NBFC
Institution
Type
1 Yr ⇅
2 Yr ⇅
3 Yr ⇅
5 Yr ⇅
Senior Extra
Min Deposit
Book
Notes:
All rates are per annum (p.a.). Rates are approximate and may vary for specific tenures within the range.
Senior citizen rates are typically 0.25%–0.50% higher than general rates.
NBFCs are not covered under DICGC insurance — assess accordingly.
FDs in small finance banks up to ₹5 lakh are insured under DICGC.