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Privacy Policy, Terms of Use, and Disclaimer for BookMyFD.in

📅 Last Updated: June 2024

Privacy Policy

BookMyFD.in ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights in relation to it.

Information We Collect

BookMyFD.in is a free, no-login comparison platform. We do not require you to create an account or provide personal details to use our services.

We may collect the following non-personal data automatically through standard web server logs and analytics tools:

  • Browser type and version
  • Operating system
  • Pages visited and time spent on each page
  • Referring website (how you found us)
  • General geographic region (country/city level, not precise location)

How We Use Information

We use the automatically collected data solely to:

  • Understand how visitors use our website so we can improve it
  • Detect and resolve technical issues
  • Monitor website performance and uptime

We do not sell, rent, or share any data with third parties for marketing purposes.

Third-Party Links

Our website contains links to external bank and NBFC websites. Once you click a "Book Now" link, you leave BookMyFD.in and are subject to that institution's own privacy policy. We have no control over and accept no responsibility for the content or practices of third-party websites.

Cookies

We may use minimal cookies for analytics purposes (e.g., Google Analytics, if installed). No personally identifiable information is stored in cookies. You can disable cookies in your browser settings at any time.

Children's Privacy

Our website is not directed at children under the age of 18. We do not knowingly collect any information from minors.

Contact

If you have questions about this Privacy Policy, please contact us via the Contact page.

📅 Last Updated: June 2024

Terms of Use

By accessing and using BookMyFD.in, you agree to be bound by these Terms of Use. If you do not agree, please discontinue use of this website.

Nature of the Service

BookMyFD.in is a free Fixed Deposit rate comparison platform. We provide:

  • Indicative FD interest rates from banks and NBFCs
  • An FD maturity calculator for informational purposes
  • Direct links to institution websites for booking FDs

We are not a bank, NBFC, broker, financial advisor, or registered investment platform. We do not accept deposits, process transactions, or hold any funds on behalf of users.

No Financial Advice

Nothing on BookMyFD.in constitutes financial, investment, tax, or legal advice. All information is provided for general informational purposes only. You should consult a qualified financial advisor before making any investment decision.

Accuracy of Information

We strive to keep FD rates accurate and up to date, but interest rates change frequently. We make no warranty, express or implied, as to the accuracy, completeness, or timeliness of the rates displayed. Always verify rates on the official website of the respective institution before investing.

Zero Commission Policy

BookMyFD.in does not earn any commission, referral fee, finder's fee, or any other form of monetary compensation from any bank, NBFC, or financial institution listed on this website, in connection with any FD booked by users.

Limitation of Liability

BookMyFD.in and its operators shall not be liable for any direct, indirect, incidental, or consequential loss arising from your reliance on the information on this website, including any investment decisions made based on rates displayed here.

Changes to Terms

We may update these Terms of Use from time to time. Continued use of the website after any changes constitutes your acceptance of the new terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of courts in India.

📅 Last Updated: June 2024

Disclaimer

The information provided on BookMyFD.in is for general informational and comparison purposes only. Please read this disclaimer carefully before using this website.

Rate Accuracy

FD interest rates displayed on this website are indicative and approximate. They are sourced from publicly available information and may not reflect the most current rates. Rates change frequently based on RBI policy and individual institution decisions. Always verify the current rate on the bank's or NBFC's official website before making any investment.

No Commission or Referral Income

BookMyFD.in does not earn any commission, referral fee, or any form of monetary compensation from any financial institution listed on this website. We are not compensated based on which institution you choose or whether you book an FD.

Not a Registered Entity

BookMyFD.in is not registered as a financial advisor, broker, aggregator, or any regulated financial entity with SEBI, RBI, IRDAI, or any other regulatory body. We are a free comparison and information service only.

NBFC Deposits

Deposits with Non-Banking Financial Companies (NBFCs) are not covered under DICGC (Deposit Insurance and Credit Guarantee Corporation) insurance. Investors should carefully assess the creditworthiness and ratings of NBFCs before investing. Bank FDs up to ₹5 lakh per depositor per bank are insured under DICGC.

Investment Risk

While Fixed Deposits are generally considered low-risk instruments, no investment is completely risk-free. Past rates are not a guarantee of future rates. The financial health of institutions can change over time.

Tax Implications

TDS (Tax Deducted at Source) may be applicable on FD interest income. Tax treatment depends on your individual income and tax status. Please consult a qualified tax advisor for advice specific to your situation.

External Links

BookMyFD.in contains links to third-party websites (banks and NBFCs). We do not endorse or take responsibility for the content, accuracy, or practices of any linked website. Users access external sites at their own risk.

BookMyFD.in

India's most transparent Fixed Deposit comparison platform. Zero commission, zero referral fees.

⚠️ FD rates are indicative. Not financial advice. Always verify on the official institution website.

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