FD Guides & Articles

NRI Guide

NRI Fixed Deposit Guide — NRE vs NRO vs FCNR: Which FD Should You Choose?

How NRE, NRO and FCNR deposits differ in taxation, repatriation and currency risk, current indicative rates, and how to choose the right one.

August 17, 2026 · 10 min read

Investment Strategy

What FD laddering is, how to build an FD ladder step-by-step, a real example with numbers, and why it beats a single lump-sum FD.

August 17, 2026 · 8 min read

Comparison Guide

Interest rates, safety, premature withdrawal rules, TDS, and Section 80C benefits compared — find out which fixed deposit option suits you.

August 8, 2026 · 10 min read

Tax Guide

How the 5-year tax-saving FD under Section 80C works, current rates at SBI, HDFC, ICICI, lock-in rules, and how it compares to PPF, NSC and ELSS.

August 1, 2026 · 9 min read

Tax Guide

New threshold limits of ₹50,000 (general) and ₹1 lakh (senior citizens), 10% TDS rate, Form 15G/15H, and how to claim a TDS refund.

July 14, 2026 · 8 min read

Complete Guide

Extra 0.50% interest, Form 15H to avoid TDS, best banks, and smart tips to maximise FD returns for senior citizens.

July 5, 2026 · 9 min read

Complete Guide

How premature FD withdrawal works, penalty charges from top banks, step-by-step process, and smarter alternatives like loan against FD.

June 28, 2026 · 8 min read

Complete Guide

Compare FD interest rates from top banks and NBFCs, learn how FDs work, tax rules, and tips to maximise returns.

June 22, 2026 · 12 min read